David Drumm
Interim Chief
Executive Officer
Leader with deep client service and relationship management experience, guiding Stratum’s governance and its next stage of growth.
About Stratum
Your customers don’t live in categories.
Your services shouldn’t be limited by them.
Banks organise people into fixed categories — retail, SME, merchant, corporate — while real lives move across those boundaries. We built Stratum to change the organising principle: from the category a customer sits in, to what matters to that customer now.
Talk to usBuilt in banking
Proven where security, resilience and governance are non-negotiable.
Stratum has been built and proven in regulated banking environments. Those foundations let organisations connect existing systems, configure complex services and processes, and deliver digital experiences without repeatedly rebuilding what sits underneath.
Regulated and Islamic bankingLive in regulated environments, including Islamic banking.
No core replacementSystems of record stay. The relationship modernises above them.
The problem we saw
Disconnected silos.
- Rigid categoriesCustomers are organised into separate internal buckets.
- Fragmented experiencesAs your customers move between categories, disconnected systems and services can fragment their experience.
- Product-led journeysBanks digitised individual products instead of the relationship.
What we built
Right Journey. Right Offer.
Right Moment.
- Recognises changeUses relevant signals and events from the systems you already run.
- Understands contextWho this is, what has changed and what matters now.
- Applies your rules, then respondsBrings forward a relevant permitted service, journey or experience within your rules.
Adaptive, not autonomous
You define what is permitted. Stratum identifies what matters within those boundaries and coordinates an appropriate response.
Stratum does not invent products, permissions or actions outside the organisation’s control. The organisation decides what is available, who is eligible, what is permitted and where the boundaries sit across policy, risk, security, consent and regulation. Within those boundaries, Stratum works out which permitted options are relevant now — and how they should appear.
From everything available. To what matters now.
See how the platform does it →Who we are
Leadership depth. Delivery credibility.
Stratum brings together people who understand the platform architecture, how banks buy and how complex banking programmes are delivered — with the financial and operational discipline to deliver at scale.
George Yazbek
Board Technology
Advisor
Platform architect and cloud-native fintech veteran. Responsible for the core technology foundation, architecture discipline and continued platform evolution.
Chris Vick
Chief Revenue &
Strategy Officer
Former Backbase and Temenos commercial leader. Leads market positioning, partner strategy and growth.
Jonathan LeCuyer
Chief Financial
Officer
Finance leader with Middle East and Africa experience across growth, operational control and strategic planning.
Sami Kanafani
Chief Technology
Officer
Cloud, security and continuous-delivery engineering lead. Responsible for platform operations, release discipline, resilience and technical execution.
Deep platform knowledge. Leadership built to scale.
How we think
Four principles shape how we build.
Keep what works stable. Make what needs to change easier to adapt.
01
Human first
Design around the relationship.
Your customers move through moments, not your product categories.
02
Coexist
Do not replace for the sake of it.
You keep the trusted systems that work — including systems of record, payments, cards and other specialist services.
03
Context
Use what is relevant now.
Relevant information can be drawn on when connected and authorised. Stratum brings forward what matters for the current interaction.
04
Control
You stay in control.
Business rules, permissions, segmentation and eligibility stay governed by the institution.
Where this can go
Proven in banking. Built for any long-term relationship.
Banking is where Stratum has been proven. Any organisation managing a long-term digital relationship can use the same principles — understand changing context, decide what matters now and assemble the right experience around it.
- Banking
- Financial services
- Telco
- Retail
- Membership and services
Investors and partners
Built. Proven. Ready to scale.
Stratum is already live in regulated banking, helping institutions modernise without replacing what they already have. The next phase is turning that proof into repeatable scale — with partners who deliver, and investors who share the ambition.